Gift-giving is an age-old tradition that brings joy and happiness to both the giver and the recipient. However, finding the perfect gift can sometimes be a challenging task. While there are numerous gift options available, giving money as a gift is an excellent choice that is both practical and appreciated by most people. Not only does it provide the recipient with the flexibility to purchase what they need or want, but it can also help alleviate financial burdens.

In this article, we’ll explore ten creative ways to give money as a gift. While traditional methods such as cash in an envelope or a check in a card are still popular, these unique ideas offer a fun and personalized approach to gifting money. From money bouquets to treasure hunts, we’ve got you covered with ideas for any occasion.

Whether it’s for a wedding, graduation, or birthday, giving money in a creative way can make a lasting impression and show the recipient that you put thought and effort into their gift. In the following sections, we’ll provide step-by-step instructions on how to make each of these unique gifts, along with tips on personalizing them to make them even more special. So, if you’re looking for a creative way to give money as a gift, keep reading!

ideas to give money as a gift

1. Money Tree

A money tree is a decorative plant that is adorned with real or fake money as leaves, making it an eye-catching and unique gift. It is a great way to give a gift that is both beautiful and practical.

To create a money tree gift, you can start with a small potted plant, such as a bonsai tree or a jade plant. You can then attach the money to the branches of the plant using paper clips or floral wire. You can use any denomination of bills or even coins, depending on your preference and budget.

You can also personalize the money tree gift by adding small notes or cards with messages or wishes for the recipient. Additionally, you can decorate the pot with ribbons or stickers to match the recipient’s favorite color or theme.

A money tree gift is perfect for occasions such as weddings, graduations, or housewarmings, as it symbolizes prosperity, growth, and good luck. It is also a great gift option for those who love plants and gardening.

One advantage of using a money tree as a gift is that it is a long-lasting and low-maintenance gift that the recipient can enjoy for years to come. As the plant grows, the money can be replaced or added to, making it a gift that keeps on giving.

2. DIY Money Bouquet

A DIY money bouquet is a creative and unique way to give money as a gift. To make one, you will need a variety of bills, floral wire, floral tape, and some artificial flowers. Roll up the bills into tight cylinders, and attach them to the floral wire using the floral tape. Once you have enough bills attached, arrange them into a bouquet, and wrap the wire stems with more floral tape. Finish off the bouquet by adding some artificial flowers and greenery.

A DIY money bouquet is a versatile gift that can be adapted for different occasions and recipients. For example, you can use different colored ribbons or flowers to match the recipient’s favorite colors or themes. You can also add small notes or cards to the bouquet with personalized messages or wishes.

In addition, a DIY money bouquet can be a cost-effective gift option, as it allows you to use different denominations of bills and control the amount of money you want to give. This gift is perfect for a creative and crafty person, or someone who loves flowers and money.

3. Money Cake

A money cake is a fun and unique way to give money as a gift. To make one, you will need a variety of bills, cake boards, ribbon, and some decorations. Start by rolling up the bills into tight cylinders and securing them with small rubber bands. Then, arrange the rolled-up bills onto a cake board in the shape of a cake, layering them on top of each other to create the tiers. Once you have all of your tiers, wrap a ribbon around each one to hold them together and add some decorative touches to the cake using flowers, bows, or other embellishments.

You can also add a small gift or a message to the center of the cake to make it even more special. For example, you could place a gift card, a small piece of jewelry, or a handwritten note in the center of the cake.

A money cake is a great gift for someone who loves both money and sweets. It’s also perfect for a special occasion such as a birthday, wedding, or graduation.

4. Puzzle Money

Puzzle money is a creative and interactive way to give money as a gift. It involves hiding bills inside a puzzle that the recipient has to solve to get to the money. There are many different types of puzzle money, from traditional jigsaw puzzles to brain teasers and escape room-style challenges.

To make a puzzle money gift, you’ll need to choose the type of puzzle you want to use and purchase it or create it yourself. Then, carefully hide the bills inside the puzzle pieces, making sure they won’t fall out or be visible from the outside.

When the recipient receives the puzzle, they’ll have to work to solve it in order to uncover the hidden money. This can be a fun and challenging experience that will keep them entertained for hours. Puzzle money is perfect for someone who loves games and puzzles, and it’s a great way to make giving money more exciting and memorable.

You can even customize the puzzle to make it more personal for the recipient. For example, you could use a puzzle featuring their favorite hobby or interest, or create a custom puzzle with a message or image that is meaningful to them.

5. Money Balloons

Money balloons are a fun and creative way to give cash or coins as a gift. To create a money balloon gift, you’ll need some balloons, cash or coins, and a helium tank (or access to one).

First, blow up the balloons and insert the cash or coins inside each one before tying them off. You can also add confetti or small decorations to the balloons for an added surprise. Then, use the helium tank to fill the balloons and tie them together with ribbon or string. You can also attach a note or card to the ribbon with a special message or instructions for the recipient.

When the recipient receives the gift, they’ll have to pop each balloon to find the money inside. This creates a fun and interactive experience, and adds an element of surprise and excitement to the gift.

To make the money balloon gift even more special, you can add a theme or personal touch. For example, if the recipient is saving for a specific goal or hobby, you can decorate the balloons with related images or messages. Or, you can choose balloons in their favorite colors or patterns to make the gift more personalized.

6. Money Jar

A money jar is a great way to give money as a gift that’s both practical and thoughtful. The recipient can use the jar to save money for something special or to start a rainy day fund. You can also personalize the jar with a label or decoration to make it even more special.

money jar as a gift
To create a money jar gift, you’ll need a jar (such as a mason jar or decorative glass jar), some cash or coins, and any additional decorations or labels you’d like to add. You can also include a note or card with suggestions on how the recipient can use the money, or a special message to make it even more meaningful.

One way to make the money jar gift even more special is to add a theme. For example, if the recipient is saving for a specific goal, like a vacation or a new car, you can add decorations to match the theme. You could also create a “rainy day” jar by adding quotes or sayings about saving money or overcoming financial challenges.

Another option is to create a “money tree” using a small potted plant and attaching the bills or coins to the branches with string or ribbon. This can be a fun and unique way to present the gift, and the recipient can continue to add to the tree as they save more money.

7. Money Origami

Money origami is a unique and creative way to give money as a gift. With a little bit of folding, you can turn a bill into a beautiful and intricate origami creation. The possibilities are endless, as there are many different origami designs you can create using different denominations of bills.

Money origami can be a fun and engaging way to give money as a gift, as the recipient will have to take a closer look at the folded bill to discover the surprise. You can even customize the design to fit the recipient’s interests or personality. For example, you could fold a bill into the shape of a heart, a shirt and tie, or even a miniature version of their favorite animal.

To create a money origami gift, you can search online for tutorials or instructional videos. You can also purchase pre-made money origami kits that come with step-by-step instructions and pre-printed bills.

Not only is money origami a creative way to give money as a gift, but it also provides a fun and engaging activity for the recipient to enjoy. They can display their origami creation in their home or office, or even use it as a conversation starter with friends and family.

8. Money Gift Box

A personalized piggy bank is a creative and thoughtful way to give money as a gift that will be appreciated and cherished for years to come.

A money gift box is a creative and fun way to present cash as a gift. You can purchase a gift box or make one yourself using cardboard or other materials. You can then fill the box with cash bills, coins, and small gifts. You can also add some decorations, such as ribbons, stickers, or a handwritten note.

To make the gift even more exciting, you can create a scavenger hunt using the gift box. You can hide clues around the house or in the backyard, leading the recipient to the gift box. You can also include a special message or a riddle on each clue to add an element of fun and challenge.

A money gift box is a great option for those who want to give a creative and memorable gift. It’s a great way to make the recipient feel special and appreciated. The gift box can also be reused or repurposed, making it a practical gift as well. You can customize the gift box to suit the recipient’s interests or personality, making it even more personal and thoughtful.

9. Scratch-off Lottery Tickets

Scratch-off lottery tickets are a fun and exciting way to give money as a gift. You can buy a few lottery tickets and present them in a creative way, such as placing them in a decorative envelope or attaching them to a card with a personalized message.

Scratch-off lottery tickets come in a variety of designs and themes, so you can choose ones that are specific to the recipient’s interests or hobbies. For example, if the recipient is a sports fan, you can choose lottery tickets that feature their favorite team’s logo. Alternatively, you can choose tickets that have a holiday or seasonal theme, such as Christmas or Halloween.

This gift idea is not only fun and exciting, but it also has the potential to turn into a big win for the recipient. Even if the tickets don’t result in a large cash prize, the anticipation and excitement of scratching off the ticket and potentially winning can be a memorable experience.

However, it’s important to note that giving lottery tickets as a gift should be done in moderation and with consideration. Gambling can be addictive and can lead to negative consequences if not done responsibly. It’s important to make sure the recipient understands the risks and is responsible with their gambling habits.

10. Money in a Book

Hiding money in a book is a simple yet creative way to give a monetary gift. You can choose a book that is meaningful to the recipient, such as their favorite novel, a book on their favorite topic, or a special edition of a classic. You can then insert cash bills between the pages of the book, either randomly or strategically placed to spell out a message or word.

To make this gift more personal, you can also write a note on the inside cover of the book, explaining why you chose this particular book or sharing a special message. This adds a sentimental touch to the gift and shows that you put thought and effort into the gift.

Money in a book is a versatile option that can be customized to suit any occasion. It can be used for birthdays, graduations, weddings, or any other special occasion. It’s also a budget-friendly option, as you can choose any book you already have or can find at a secondhand bookstore.

11. Treasure Hunt

A treasure hunt is a fun and exciting way to give money as a gift. You can create a series of clues or riddles that lead the recipient to a hidden location where the money is waiting. You can hide the money in a variety of places, such as under a pillow, in a book, or behind a piece of furniture. You can also use a combination of cash bills and coins to make the hunt more challenging and rewarding.

To create a treasure hunt, you can start by writing a series of clues or riddles that lead the recipient from one location to another. Each clue can be hidden in a different location, with each clue leading the recipient closer to the final destination. You can also add some fun and creative elements to the treasure hunt, such as puzzles or trivia questions.

A treasure hunt is a great option for those who want to give a fun and interactive gift. It’s a great way to make the recipient feel special and appreciated. The treasure hunt can also be customized to suit the recipient’s interests or personality, making it even more personal and thoughtful. It’s a gift that will create lasting memories and be remembered for years to come.

12. Personalized Piggy Bank

A personalized piggy bank is a unique and fun way to give money as a gift. You can purchase a piggy bank made of ceramic, plastic, or other materials and personalize it with the recipient’s name or a special message. You can then fill the piggy bank with cash bills and coins, making it a practical and thoughtful gift.

personalized piggy bank as a money gift

Personalized piggy banks come in a variety of styles and designs, so you can choose one that suits the recipient’s taste. You can also customize the piggy bank to match the recipient’s interests or hobbies. For example, if the recipient loves animals, you can choose a piggy bank shaped like a favorite animal. If the recipient is a sports fan, you can choose a piggy bank with a sports theme.

A personalized piggy bank is a great option for someone who wants to save money or for a child who is learning about money management. It’s also a fun and playful way to give money as a gift. The piggy bank can be displayed on a shelf or dresser, reminding the recipient of the special occasion and the thought behind the gift.

13. Money Clip

A money clip is a stylish and practical accessory that can be used to hold cash and cards. It is also a great way to present money as a gift in a unique and personalized way.

Money clips come in a variety of designs and materials, such as metal, leather, or wood. You can choose a classic, simple design or opt for something more intricate and ornate. Personalized money clips with initials or a special message engraved on them are also available.

To create a money clip gift, you can place the cash or a gift card inside the clip before presenting it to the recipient. You can also attach a note or card to the clip with a special message or instructions for the recipient.

One advantage of using a money clip as a gift is that it is a practical item that the recipient can use every day. It can also serve as a lasting memento or keepsake that the recipient will treasure for years to come. Moreover, it is a great gift option for people who prefer minimalism and simple designs.

14. Chocolate Box of Money

This idea is perfect for anyone who loves chocolate and surprises. The process is simple: get a box of chocolates, remove the chocolates, and replace them with rolled-up bills or even coins.

To make the gift even more special, you can mix up the denominations of the bills and fold them in unique ways to make them look like little chocolates. This will make the gift recipient feel like they’re receiving a box of chocolates, only to discover a sweet surprise when they open it.

To add an extra personal touch, you can also write a message on the inside of the chocolate box lid, such as “Enjoy your sweet surprise!” or “Happy Birthday!”. This will make the gift even more memorable and special.

This idea is not only fun and creative, but it’s also budget-friendly. You can buy a box of chocolates at any grocery store and customize it to fit any occasion or recipient. Whether it’s for a birthday, graduation, or just a random act of kindness, a chocolate box of money is sure to bring a smile to anyone’s face.

15. Creative Envelope

Creative envelopes are a unique way to give money as a gift. Instead of a plain envelope, you can create a custom design that matches the occasion or the recipient’s interests. You can use various materials such as colorful paper, cardstock, or even fabric to create the envelope. You can also add embellishments such as stickers, glitter, or ribbons to make it more decorative.

To make a creative envelope, start by selecting the material you want to use. Then, choose a template or create your own by drawing the shape on the material. Cut out the shape and fold it according to the instructions. You can use glue or double-sided tape to secure the edges.

creative envelope to give money as a gift

Once you have the basic envelope, you can decorate it as you wish. For example, you could add a favorite quote or a picture of the recipient. You could also add stickers or draw designs with markers or paint.

To make it even more special, consider including a personal note or a small gift along with the money inside the envelope. This will add an extra touch of thoughtfulness and show the recipient that you put effort into the gift.

Creative envelopes are perfect for occasions such as birthdays, weddings, graduations, or any other special event where you want to give a gift of money. They are easy to make and can be customized to match the recipient’s personality or interests.

FAQs (Frequently Asked Questions) on Money Gift Ideas

Is it tacky to give money as a gift?
While some people may view giving money as a gift as tacky or impersonal, it ultimately depends on the recipient’s preferences and the occasion. If you’re unsure whether giving money is appropriate, consider the recipient’s age, interests, and relationship to you. In some cases, a monetary gift may be more practical and appreciated than a physical gift.

What is the best way to give money as a gift?
The best way to give money as a gift depends on the occasion, the recipient, and your personal preferences. Some popular options include cash in an envelope or a check in a card. However, if you want to add a personal touch, consider one of the creative ideas we’ve outlined in this article.

How much money should I give as a gift?
The amount of money you should give as a gift depends on the occasion, your relationship to the recipient, and your personal financial situation. As a general rule of thumb, it’s recommended to give an amount that is affordable for you and appropriate for the occasion. For example, a gift for a wedding or graduation may warrant a higher amount than a birthday gift.

Are there any age restrictions for giving money as a gift?
No, there are no age restrictions for giving money as a gift. Whether you’re giving money to a child or an adult, there are plenty of creative ways to make the gift more fun and memorable.

Can I give money as a gift for a wedding?
Yes, giving money as a gift for a wedding is a common practice. You can use some of the ideas in this article to make your gift more creative and personalized, such as creating a money bouquet or a personalized photo album.

Can I give money as a gift for Christmas?
Yes, giving money as a gift for Christmas is a popular tradition. You can use some of the ideas in this article, such as creating a money tree or a personalized video message, to make your gift more festive and memorable.

What is the best way to package a money gift?
The best way to package a money gift depends on the gift itself and the occasion. Some ideas include using a decorative envelope or box, creating a custom gift card or tag, or incorporating the money into a creative DIY project.

Is it better to give cash or a gift card?
The choice between cash and a gift card depends on the recipient and the occasion. Cash gives the recipient more flexibility to spend the money as they wish, while a gift card may be more convenient and practical for certain purchases or stores. Consider the recipient’s preferences and the occasion when deciding which option to choose.

What are some occasions where giving money as a gift is appropriate?
Giving money as a gift is appropriate for a wide range of occasions, including weddings, graduations, birthdays, and holidays. It can also be a thoughtful gesture for someone going through a difficult financial situation or starting a new job.

Should I give cash or a check as a gift?
Whether you give cash or a check as a gift ultimately depends on your personal preferences and the occasion. Cash is a convenient option because it can be used immediately, while a check may require additional steps to cash or deposit. However, a check may be a more appropriate option for a larger gift or a formal occasion.

Can I combine money with other gifts?
Yes, you can combine money with other gifts. For example, you could give a small gift along with a monetary gift, such as a book or a piece of jewelry. Alternatively, you could incorporate the money into a larger gift, such as a new laptop or a vacation.

Is there a specific etiquette for giving money as a gift?
There is no specific etiquette for giving money as a gift, but it’s always important to consider the recipient’s preferences and the occasion. If you’re giving money for a wedding, it’s customary to give the gift in a card or envelope and to avoid giving cash in an odd number. For other occasions, such as birthdays or graduations, the etiquette may vary.

Are there any downsides to giving money as a gift?
One potential downside to giving money as a gift is that it can be viewed as impersonal or thoughtless. Additionally, if you don’t know the recipient well or their financial situation, giving money may not be appropriate. It’s always important to consider the recipient’s preferences and the occasion before giving a monetary gift.

Conclusion

Giving money as a gift can be a practical and appreciated option for a wide range of occasions. While traditional methods such as cash in an envelope or a check in a card are still popular, incorporating a creative touch can make the gift even more special and memorable.

In this article, we’ve explored ten unique ideas for giving money as a gift, from money bouquets to treasure hunts. We’ve also provided tips on how to personalize each gift idea to make it even more thoughtful.

Ultimately, the best way to give money as a gift depends on the recipient, the occasion, and your personal preferences. Whether you opt for a traditional method or a creative approach, the most important thing is to consider the recipient’s preferences and make the gift meaningful and personal.

So, the next time you’re considering giving money as a gift, don’t be afraid to get creative and think outside the box. With a little bit of effort and imagination, you can make a monetary gift that will be cherished and remembered for years to come.

Author

Alex holds a Bachelor of Science (BS) in Marketing degree and is a teacher of Italian language for foreign students. He's also a writer, blogger and content marketer. Through SavvyBuyerHub, he provides valuable tips and reviews to help online shoppers choosing the best products and gifts.

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